PM Suraksha Bima Yojana 2025 mein sirf ₹20 mein ₹2 lakh ka accident insurance paayein. Janiye eligibility, apply process aur benefits. Sarkari yojanaon se jude rahiye.
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PM Suraksha Bima Yojana 2025 Kya Hai?
Pradhan Mantri Suraksha Bima Yojana (PMSBY) ek government-backed accident insurance scheme hai jo 18 se 70 saal ke logon ke liye uplabdh hai. Is yojana ke tahat sirf ₹20 annual premium mein ₹2 lakh tak ka accident coverage milta hai.
Yeh yojana un logon ke liye bahut upyogi hai jo private insurance afford nahi kar sakte aur apne parivaar ko surakshit rakhna chahte hain.
Eligibility Criteria
Auto-debit: ₹20 premium har saal automatic bank account se deduct hoga
Age: 18 se 70 saal
Bank Account: Active savings bank account hona chahiye
Aadhaar Seeding: Aadhaar number bank account se linked hona chahiye
Coverage Details
| Benefit | Amount |
|---|---|
| Death (accidental) | ₹2 Lakh |
| Permanent total disability | ₹2 Lakh |
| Permanent partial disability | ₹1 Lakh |
Apply Kaise Karein?
- Apne bank branch ya net banking portal mein login karein.
- PM Suraksha Bima Yojana ka option choose karein.
- Aadhaar number aur other details fill karein.
- Auto-debit ke liye consent de.
- Application submit kar dein.
Ya phir aap apne bank ke customer service se bhi madad le sakte hain.
Renewal & Important Dates
Bank account active aur funded hona chahiye.
Scheme har saal 1 June se renew hoti hai.
Renewal ke liye ₹20 auto-debit hota hai May ke end tak.
AQs (Frequently Asked Questions)
Q1. Kya yeh policy private insurance se better hai?
→ Yeh ek basic accident cover hai. Agar aapke paas koi aur insurance nahi hai toh yeh helpful ho sakta hai.
Q2. Kaunse banks mein apply kar sakte hain?
→ SBI, PNB, HDFC, Axis Bank jaise sabhi major banks is yojana ka part hain.
Q3. Claim kaise karein?
→ Claim form bank branch se lein, documents ke saath submit karein.
Conclusion
PM Suraksha Bima Yojana 2025 un logon ke liye ek behtareen option hai jo sirf ₹20 mein apne parivaar ke liye financial security chahte hain. Sarkar ka yeh kadam jan kalyan aur samajik suraksha ko majbooti deta hai. Agar aap eligible hain toh is yojana ka turant labh uthayein.
Disclaimer:
Yeh article sirf jankari ke liye hai. Kripya kisi bhi official decision se pehle jansuraksha.gov.in ya apne bank ki website check karein.
